The Investment Road to Freedom

July 2nd, 2014 at 7:01 pm

June 2014 – Month in Review

June turned out to be a great month as my portfolio broke the $30k mark and I also got my best ever dividend month. And to top that I had a month of watching the World Cup!

New Purchases: $155

  • In my Loyal3 commission free account I brought 0.2634 shares of Wal-Mart (WMT), 0.1207 shares of Disney (DIS), 0.3903 shares of Starbucks (SBUX) and 1.0255 shares of Apple (AAPL).

Sales: None.

Option Trades: None

Dividends: $41.50

  • Wal-Mart (WMT) – $0.30
  • Ford (F) – $25
  • McDonald’s (MCD) – $16.20

Highest ever month beating March by some 30 cents. I’m hoping by the end of the year to have at least one $50 month. 2014 dividend income now stands at $91.91.

Forward 12 Month Dividend Forecast: $274.54 +1.34%

Small increase from last month but an increase nonetheless .

Deposits: $740.36

Best month since December. Out of this $740.36, $160.66 went to my 401K, $215 to my Roth IRA, $150 went to my taxable, $25 went to Lending Club and $189.70 to Loyal3. Total deposits for the year stand at $3471.21 or an average of $578.54 per month. My goal is $1000 so I need to really pick this up.

Investment Road to Freedom fund value:

The fund value stands at $30993.01. +4.78%

The breakdown of the individual accounts show

  • 401k = $12758.34 +2.81%
  • IRA = $6258.56 +3.82%
  • Taxable = $7062.13 +4.98%
  • Other = $2008.29 +12.43%
  • EF = $170.97 +3.03%
  • Lending Club = $342.86 +8.57%
  • Loyal3 = $2391.86 +11.42%

Great month all round for all sections of the portfolio. To finally break the $30k mark was a big plus for me – I spent 11 months in the 20’s. I aim to not spend that amount of time in the 30’s.

Credit Card Debt: $2243.92 -4.47%

Working on this.

Car Loan: $29323.95 -1.44%

Slowly paying this down.

Mortgage: $174020.36 -0.13%

Our monthly payment is $1210. I guess like most people this moves very slowly and it certainly appears that way.

Income from Pay: $3960.22

My take home amount.

Income from Credit Card Rewards: $39.24

This was from my Costco account. I get my 2% reward for the executive membership every June then in February I get the Amex Costco reward. I am at $366.20 for the year.

Net-worth: $82018 +7.18%


Lots of green in this month’s summary which is what I want to see. So many good points from the month of June. Breaking the $30k mark, best month of dividend income, best deposit month of the year.

Hope everyone had a great month!


  • Chad
    9:50 am on July 9th, 2014 1


    Looks like everything is going in the right direction. Is your CC debt at 0% APR right now? Otherwise I would throw out the suggestion to pay that as soon as possible.

    I’m going to be stuck around the 20’s for awhile as I’m about to purchase a home!

    Wallet Engineer #1