The Investment Road to Freedom

September 2nd, 2014 at 5:23 pm

August 2014 – Month in Review

The hot month of August is over and it was a pretty good month. Vacation time, BBQ’s, day trips and my portfolio did pretty well.

New Purchases: $216

  • In my Loyal3 commission free account I brought 0.4706 shares of Wal-Mart (WMT), 0.1139 shares of Disney (DIS), 0.5818 shares of Starbucks (SBUX), 1.1802 shares of Apple (AAPL) and 0.1088 shares of Hershey (HSY)

The partial shares of Hershey were my first involvement in that stock and I look forward to adding more over time.

Sales: None.

Option Trades: None

Dividends: $24.81

  • Apple (AAPL) – $24.54
  • Starbucks (SBUX) – $0.27

First ever dividends in the month of August! 2014 dividend income now stands at $119.16.

Forward 12 Month Dividend Forecast: $283.09 +1.44%

An increase of $4.03 from last month. I should break the $300 mark by the end of September with some buys I have planned .

Deposits: $1214.03

This figure also includes my 401K contribution match from my employer. Out of this $1214.03, $464.30 went to my 401K, $435 to my Roth IRA, $55 went to my taxable, $25 went to Lending Club and $239.73 to Loyal3. Total deposits for the year stand at $5475.90 or an average of $684.49 per month. My goal is $1000 so I need to really pick this up.

Investment Road to Freedom fund value:

The fund value stands at $33490.12. +5.65%

The breakdown of the individual accounts show

  • 401k = $13536.36 +4.22%
  • IRA = $6954.54 +7.65%
  • Taxable = $7432.32 +4.97%
  • Other = $1885.53 1.93%
  • EF = $192.74 +4.79%
  • Lending Club = $396.75 +7.32%
  • Loyal3 = $3091.88 +14.82%

Awesome month see the fund increase by 5.65% or $1792.22.

Credit Card Debt: $1994.15 -5.06%

Working on this. This is 0% rate.

Car Loan: $28462.82 -1.50%

Slowly paying this down.

Mortgage: $173795.91 -0.13%

Our monthly payment is $1210. Zillow estimates the home value at $247k.

Income from Pay: $5871.90

My take home amount.

Income from Credit Card Rewards: $100

$75 of this was from my Amex Blue Reserved card and the other $25 from my Wells Fargo. I am at $516.20 for the year.


Highlight this month was the $1792 that the fund increased by taking me to $33490.12. I look back at 12 months ago and I was at $21835.35 so it has been a great rise. I’m also super impressed I have made $516.20 in credit card rewards this year. That is a great addition to my money pot!

Hope everyone had a great month!


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