The Investment Road to Freedom

January 24th, 2016 at 9:57 am

December 2015 – Month in Review

First off sorry for the long gap between posts. In the time away I’ve been working hard on building my wealth and from this point on-wards I aim to keep the blog up to date.

New Purchases: $108

  • In my Loyal3 commission free account I bought 0.5266 shares of Wal-Mart (WMT), 0.3865 shares of Disney (DIS), 0.3093 shares of Nike (NKE) and 0.0144 shares of Amazon (AMZN).

This was the first time that Amazon has been in my portfolio. It does break my rules of not investing in non dividend paying stocks but I like the company and even though I got in high it’s a very small investment and as the stock drops I will add more.

Sales: None

Option Trades: $254.05

  • Ford (F) – BTC 2x Jan 2017 $22 Calls at $0.04 x 200. This cost me earned me $12.99 after commission. This is in my taxable account.
  • World Wrestling Entertainment (WWE) – STO Apr 2016 $18 Put at $2.38 x 100. This earned me $223.02 after commission. This is in my IRA.
  • Starbucks (SBUX) – STO Feb 2016 $65 Call at $0.59 x 100. This earned me $44.02 after commission. This is in my IRA.

Dividends: $81.83

  • Ford (F) – $45
  • Ruth Hospitality Group (RUTH) – $6
  • McDonald’s (MCD) – $28.48
  • Microsoft (MSFT) – $0.55
  • Coca-Cola (KO) – $0.78
  • Hershey (HSY) – $1.02

Highest month ever!!!!!!

Forward 12 Month Dividend Forecast: $521.72

Stock Splits:

  • Nike (NKE) 2:1

Deposits: $704.29

Total deposits for the year ending with $9073.24 beating 2014 by $1315. Still I wanted $12k so I have some work here for 2016.

Investment Road to Freedom fund value:

The fund value stands at $43529.62.

The breakdown of the individual accounts show

  • 401k = $16009
  • IRA = $15969
  • Taxable = $7855
  • Other = $1642
  • EF = $307
  • Lending Club = $533
  • Loyal3 = $1210

A slight drop of a few hundred bucks from November. I’m counting the days when I get over the $50k mark.

Credit Card Debt: $13500

Home Improvements. Working on this.

Car Loan: $21307

Slowly paying this down. Long way to go.

Mortgage: $169837

Our monthly payment is $1269.24. According to Zillow the home is worth $270,000.

Income from Credit Card Rewards: $100

Total for the year was $724.80 which was up from 2014 but down from 2013 numbers.

Net worth: $108,881

Summary:

I’m pushing hard to break that $50k mark and I had really hoped to do it in 2015. For my Net-worth it feels good to be in 6 figures!

Hope everyone had a great month!

 

 

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