The Investment Road to Freedom

January 2nd, 2013 at 8:09 pm

December 2012 – Month in Review

The month of December has ended and brought a close to my first real serious year of Investing. It has been a month of talk surrounding the “fiscal cliff” and the impact it will have. All I can do is save and invest and it turned December into a great month for me. The dividends received for December is my highest month yet. I know it will not be long before I break that record again.

New Purchases:
None

Sales:
None

Dividends Received: $20.46

  • Ford (F) – $6.20
  • Microsoft (MSFT) – $5.06
  • Bank Of America (BAC) – $1.00
  • Coca Cola (KO) – $2.04
  • McDonald’s (MCD) – $6.16

This month beat my previous best dividend income by $3.26 which was back in September. The total dividends for 2012 ended up at $49.01.

Option Income:
None. Option income for 2012 ended at $47.07.

Deposits: $850.62
One of my highest months for deposits but still short of that $1k mark. But December is always a difficult month what with gift buying etc. Out of this figure $350.63 went to my 401K, $400 went to my taxable account and the remaining $100 to my IRA.

Investment Road to Freedom fund value:
The fund value stands at $13899.32 which is up $1157 from the previous month.
The breakdown of the individual accounts show

  • 401k = $5976.46
  • IRA = $2392.78
  • Taxable = $2551.77
  • Other = $2320.67
  • EF = $657.64

Looking ahead to January:
January will see at least one sale in my portfolio as my shares of BAC will be assigned away on expiration date.

Credit Card Debt:
Stands at $3928.23.

Loan for Sofa:
$2299.03. We purchased a new sofa back in September with 12 months free interest. I have paid the loan down by $1k since that time.

Mortgage:
$170706.17. Our monthly payment is $1284.97. For the December payment $233.99 went to the principal, $694.44 went to interest and $356.54 went to escrow. We also made an additional $14 extra principal payment (every dollar helps!)

Income from Pay:
$4301.26. This is my take home amount. This is my lowest monthly take home amount since I started my new job back in June.

Net-worth:
$24151. This is an increase of just over $4k from last month.

Conclusion:

December was a great month for me. I got my best ever dividend month and increased my fund value by $1157! Hope everyone has a great 2013!!!!!!

 

 

 

 

 

 

 

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6
  • Brett @ wstreetstocks
    9:29 am on January 3rd, 2013 1

    Congratulations on your success in December. I liked all of the stocks in your portfolio. Ford and MSFT have the potential to soar in 2013.

  • investmentroadtofreedom.com
    7:15 pm on January 3rd, 2013 2

    Thanks Brett. I can see Ford’s stock going much higher

  • The Stoic
    9:39 pm on January 3rd, 2013 3

    Congrats on getting your first “serious” year of investing under your belt.

    Oh, not to bust your chops, but that better be one hell of a comfortable sofa for 3k! :-)

    Wish you continued success in 2013.

  • investmentroadtofreedom.com
    10:57 am on January 4th, 2013 4

    Thanks Stoic.

    Yes it is a very comfortable sofa! It should (hopefully) last a long time!

  • Brick By Brick Investing | Marvin
    10:38 am on January 6th, 2013 5

    Looks like a good month congratulations! Look forward to seeing you crush it in 2013.

  • investmentroadtofreedom.com
    3:07 pm on January 7th, 2013 6

    Thanks Marvin. Hope you are doing well